This is a non-regulated savings account, designed for legal entities and non-individuals, offering a good interest rate.
Advantages
- Flexible financial management
- Capital available at all times
- Favourable euro credit interest
- Reduced administrative burden (no renewals)
- No management fees
Characteristics
- Investment period
Unspecified
- Minimum amount
This investment is worthwhile from EUR 200,000
- Currency
EUR
- Guarantees
No risk of interest or capital loss
- Tax aspects
Interest is subject in full to the 15% withholding tax
- Flexibility
Funds are available at all times, without notice. Base rate is paid on funds invested until the last calendar day prior to withdrawal.
- Remuneration
The interest bonus consists of a base rate coupled with a fidelity premium.
The base rate depends on the account balance:
- < EUR 200,000: rate equal to that of the current account
- ≥ EUR 200,000: 70% of the average Euribor 1-month rate for the previous calendar month
The fidelity premium is granted on each payment, with an initial acquisition period of 91 calendar days and then on a day-to-day basis. The fidelity premium system applies if the balance is greater than or equal to EUR 200,000.