Fixed-term deposit

This is without a doubt the ideal solution to invest your excess cash for a fixed term. The interest rate depends on market conditions and varies according to the currency, investment period and amount.

Advantages

  • A good interest rate for the life of the investment.
  • Low entry threshold enables you to make the most of returns from any excess cash immediately.
  • Freedom to choose the investment periodt.
     

Characteristics

  • Minimum investment period
    1 day
     
  • Maximum investment period
    20 years
     
  • Minimum amount
    EUR 250 or the countervalue of EUR 2,500 for fixed-term deposit accounts in other currencies
     
  • Currency
    The euro and AUD, CAD, CHF, CZK, DKK, GBP, HKD, HUF, ISK, JPY, NOK, NZD, PLN, SAR, SEK, SGD, TRY, USD, ZAR
     
  • Guarantees
    No risk of capital loss, whether before maturity or on maturity.
    No risk of interest loss on maturity
     
  • Tax aspects
    Interest is subject in full to the 15% withholding tax
     
  • Flexibility
    Bonus payments are set for a well-defined period.
    In the event of partial or total redemption before maturity, a severance penalty is due.
     
  • Remuneration
    Fixed interest rate according to the period chosen. Interest capitalised on final maturity.